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Diversification: Goldworth believes that precious metals should be part of 10-20% of a portfolio. Investment period: Rare coins and bullion should be considered a long-term investment.
IRA accounts: Goldworth can refer clients to independent third party companies that provide trustee and custodian services for individual retirement plans (IRA). It is the responsibility of each individual client to select the IRA service company. The client agrees that Goldworth shall have no liability and or responsibility for damages or losses resulting from clients dealings with the IRA Company.
Liquidation: Goldworth Financial guarantees to extend our service to ALL of our clients in good standings. Goldworth will; on your behalf, place a sell order for your metals through our open market network and/or corresponding market exchange. Offering the highest possible liquidation prices. Hence; maximizing the profit potential of your investment.
Delivery: Packages shipped to clients are fully insured. In regards to loss or damaged items, Goldworth reserves the option to either replace the items or refund the purchase price. Upon receipt of items client must inspect the shipment thoroughly any variants from original order must be reported within five days of receipt, all original packaging must be kept.
Storage: Goldworth has the option to store your holdings in a depository of its choice and may change depositories without prior notice. The commingling of other client's coins and metals may occur. Goldworth will always acknowledge that you own a specific but undivided interest in such metals and/or coins to the extent of the quality and type you have purchased.
Credit Card Use: Credit Card may be used to purchase some products; Goldworth does not recommend that any one person or entity go into debt to make a purchase.
Risk: All investments involve some degree of risk; coins and bullion included. Bullion products are priced by the spot or Bullion market price. Rare and numismatic pricing is determined by numerous pricing factors. Therefore; pricing can fluctuate independently from the spot bullion price. Such factors may be, but not limited to specified coin, quality, demand, market sentiment and economic factors. Both rare coins and bullion can go up and down in value. Historically, coins have produced excellent long-term gain. Past performance is not necessarily indicative of future results. Economical, political, natural disasters and world turmoil do not forecast profit or profitability.
Goldworth Pricing: Goldworth is unique in that we are a Bonded Importer of Precious Metals and/or Coins. Our unique network includes: Wholesale Dealers, Retail and Institutional Bullion Banks, both foreign and domestic. Some banks and dealers may carry a wholesale to retail bid and ask spread of an industry average 30% to 4% on Bullion, Precious Metals and/or Numismatic Items. Goldworth implements/passes on the corresponding bid and ask spread pricing. Such spreads may fluctuate and are determined by numerous factors such as, but not limited to; item, rarity, demand and spot price fluctuation. Settlement prices are an estimated/acquiring price at the previous business days closing. It is in Goldworth's best interest to keep a satisfied client; for that reason, the independent Account Executive will offer the best possible pricing and service utilizing our open market network. The Account Executive will do so for a transaction fee/commission of 4.5% at the time of purchase and 0.25% at the time of liquidation/cash out. Please note commission/fee is subject to change. Prior notice will be given.
Refund policy: For your protection and assurance, Goldworth provides first time clients the right to a refund on their acquisition only; without any reason required. This is limited to seven calendar days from the date at which the transaction is confirmed. Client is legally responsible for any actual market losses (ask price) and/or a 2% charge back fee for credit card usage. Any market profits will be held as property of Goldworth. If a client does not fund a purchase, Goldworth will consider the client to be "Not in good standings" which may affect any further transaction with Goldworth. In the case of delayed delivery the refund policy starts on the day the trade was made. The client must also consult with their states refund policy if states policy is different, then those rules apply.
Account executives: Goldworth's account executives are salary based and generally receive a commission on transactions which may vary on products such as rare coins, semi- numismatic and bullion. The Account Executive will receive no commission on some transactions. Goldworth account executives are generally independent contractors. Account executives from time to time may discuss the general direction of various financial markets; please note that such discussions are opinion based only. Account Executives opinions stem from research of known public data and publications. Account executives are not licensed financial advisors or planners. Goldworth advises all clients to consult with their licensed professional before making any purchasing or selling decisions.
Per any legal disclosure; the above terms and conditions are subject to change.
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